No HOA & No FLOOD INSURANCE! Coastal Living at it's finest 4BR/2BA with pool! Less than a 10 min drive from 2 beaches, this beautifully maintained home offers the perfect blend of comfort, privacy and coastal charm. Nestled in a non HOA community with no required flood insurance, this home has no history of flooding and sustained no damage from 2024 hurricanes. Step inside to a split floor plan featuring an oversized primary suite with an en suite bath and French doors leading to the lanai. The spacious family room boasts built in cabinets, raised ceilings, and it's own French doors to the pool area, while the formal dining room provides an elegant space for entertaining. A well appointed kitchen with a large island, ample storage, and updated appliances is perfect for any home chef. Enjoy true Florida living in the large lanai with a sparkling pool, overlooking a private backyard with mature foliage and have your morning coffee out in the pergola to watch the sun come up. A separate laundry room adds convenience, and with no HOA restrictions, you have the freedom to truly make this home your own. Don't miss this rare opportunity to own a move in ready coastal retreat schedule your showing today! Washer & Dryer, LR & BR 2 & 3 curtains, double door shed, gray cabinets in garage and laundry room, cedar cabinet in lanai, front door coat rack and swivel rack do not convey.